American Express

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Business Cards for companies of all shapes and sizes

Get built-in tools, perks, and rewards for businesses like yours – backed by the award-winning customer service and support of American Express. To be contacted by an American Express® representative:

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NPP members receive:

  • Enhanced Small Business Gold and Platinum Card Offers (See “More details” tab)

  • Improved cash flow via American Express® Business products

  • Access to world-class customer service

  • Flexible rewards to put back into your business – or your life

NPP may receive compensation when NPP Members are approved for an American Express® program or product. Terms apply.

NPP does not guarantee supplier offers or their website performance. Suppliers are solely responsible for all supplier products and services offered through NPP. Offers may be suspended or terminated at any time and may be subject to product restrictions, exclusions and eligibility requirements.

Enhanced Offers for NPP Members

Business Gold Card®

Earn 130,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within your first 3 months of Card Membership. See terms and conditions below.

  • Annual Fee: The annual fee for the Business Gold Card is $375.*
  • *Annual Fee: The annual fee for the Business Gold Card is $375. APRs: The following APRS will vary with the market based on Prime Rate. APR for Pay Over Time purchases: currently 19.49% to 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. Penalty APR: 29.99%. Variable rates are accurate as of 9/27/2024. Variable APRs will not exceed 29.99%. Foreign Transaction Fee: None.

Terms and Conditions

You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application. You can earn 130,000 Membership Rewards® points after you make $10,000 (the “Threshold Amount”) or more of eligible purchases on your Business Gold Card during the first 3 months of Card Membership, starting from the date your account is opened. Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your Card account must not be canceled or past due at the time of fulfillment of any offers. Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount. You can earn 130,000 Membership Rewards® points after you spend $10,000 or more on eligible purchases on your Card within your first 3 months of Card Membership starting from the date that your account is opened. In rare instances, your period to spend $10,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The 130,000 Membership Rewards® points will be credited to your Membership Rewards account 8-12 weeks after you have met the Threshold Amount. This offer is not transferable. American Express reserves the right to modify or revoke offer at any time. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain an offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may take away Membership Rewards® points from your account. We may also cancel this Card account and other Card accounts you may have with us.

Business Platinum Card®

Earn 200,000 Membership Rewards® points after you spend $20,000 on eligible purchases with the Business Platinum Card within your first 3 months of Card Membership. See terms and conditions below.

  • Annual Fee: $695
  • Annual FeeThe annual fee for the Business Platinum Card is $695. APRs: The following APRs will vary with the market based on Prime Rate. APR for Pay Over Time purchasescurrently 19.49% to 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. Penalty APR29.99%. Variable rates are accurate as of 9/27/2024. Variable APRs will not exceed 29.99%. Foreign Transaction Fee: None.

Terms and Conditions

You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application. You can earn 200,000 Membership Rewards® points after you make $20,000 (the “Threshold Amount”) or more of eligible purchases on your Business Gold Card during the first 3 months of Card Membership, starting from the date your account is opened. Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your Card account must not be canceled or past due at the time of fulfillment of any offers. Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount. You can earn 200,000 Membership Rewards® points after you spend $20,000 or more on eligible purchases on your Card within your first 3 months of Card Membership starting from the date that your account is opened. In rare instances, your period to spend $20,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The 200,000 Membership Rewards® points will be credited to your Membership Rewards account 8-12 weeks after you have met the Threshold Amount. This offer is not transferable. American Express reserves the right to modify or revoke offer at any time. Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain an offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may take away Membership Rewards® points from your account. We may also cancel this Card account and other Card accounts you may have with us.

Business Card Programs

Payment solutions and business payment programs that can help meet business challenges.

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